Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|---|---|
|
|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
|
2022 |
Jun |
0.21 |
0.54 |
6.67 |
2.11 |
1.58 |
6.71 |
2.15 |
|
|
Jul |
0.27 |
0.63 |
6.68 |
2.12 |
1.72 |
6.89 |
2.33 |
|
|
Aug |
0.32 |
0.70 |
6.71 |
2.17 |
1.94 |
6.88 |
2.55 |
|
|
Sep |
0.43 |
0.87 |
6.80 |
2.24 |
2.49 |
6.75 |
2.84 |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
|
Outstanding |
New business |
|||
|---|---|---|---|---|---|---|
|
|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
|
2022 |
Jun |
0.30 |
0.82 |
3.48 |
1.11 |
3.11 |
|
|
Jul |
0.32 |
1.01 |
3.56 |
1.27 |
3.18 |
|
|
Aug |
0.46 |
1.26 |
3.87 |
1.55 |
3.35 |
|
|
Sep |
0.57 |
1.50 |
4.08 |
2.05 |
3.59 |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
