Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
Outstanding |
New business |
|||||||
---|---|---|---|---|---|---|---|---|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
2022 |
Aug |
0.32 |
0.70 |
6.71 |
2.17 |
1.94 |
6.88 |
2.55 |
Sep | 0.43 | 0.87 | 6.80 | 2.24 | 2.49 | 6.75 | 2.84 | |
Oct | 0.52 | 1.07 | 6.83 | 2.29 | 3.26 | 7.23 | 3.09 | |
Nov | 0.70 | 1.36 | 6.91 | 2.38 | 3.27 | 7.87 | 3.35 |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
Outstanding |
New business |
|||||
---|---|---|---|---|---|---|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
2022 |
Aug |
0.46 |
1.26 |
3.87 |
1.55 |
3.35 |
Sep | 0.57 | 1.50 | 4.08 | 2.05 | 3.59 | |
Oct | 0.70 | 1.94 | 4.33 | 2.36 | 3.81 | |
Nov | 1.06 | 2.38 | 4.82 | 2.66 | 4.33 |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted