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Selected lenders now offer deposit-free mortgages to first-time buyers renting their current homes.

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General terms and conditions.

All purchasing incentives are valid on selected developments and plots only, whilst stocks last, subject to availability and are applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw these offers at any time. Speak to the sales advisor on your chosen development to discuss where these incentives are available.

*Own New Rate Reducer T&Cs

Own New Rate Reducer includes a housebuilder contribution of 3% or 5% of the house price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase.

Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.

Bellway is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

Deposit paid T&Cs

Deposit contribution, which cannot be more than 5% of the house asking price, will be deducted from the house purchase completion statement.

Subject to lender criteria, qualification, and acceptance of cash incentives

Cashback T&Cs

Cashback incentive, up to a maximum of 5% of the house asking price, will be deducted from the customer’s final settlement figure which is due to us on the day of legal completion so that the cashback incentive will be available to be repaid to you by your solicitor as part of the completion process.

Subject to lender criteria, qualification, and acceptance of cash incentives.